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| Plan Details |
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| Annual Limits Per Insured Person (In US$) |
Classic |
Supreme |
Elite |
1,000,000 |
1,600,000 |
2,000,000 |
| Core Benefits |
| (1) Hospital & Related Services
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| In-Hospital accommodation up to standard private single bed, surgery, treatment, facilities & services |
In Full |
In Full |
In Full |
| Cancer treatment (in-patient and out-patient) |
In Full |
In Full |
In Full |
| Kidney dialysis (in-patient and out-patient) |
In Full |
In Full |
In Full |
| Physiotherapy treatment |
In Full |
In Full |
In Full |
| Psychiatric treatment (after 10 months of coverage) |
10,000 |
10,000 |
10,000 |
| Day surgery |
In Full |
In Full |
In Full |
| Casualty ward accident and emergency services |
In Full |
In Full |
In Full |
| Pre-hospital specialist and diagnostic services (within 60 days of hospital admission) |
In Full |
In Full |
In Full |
| Post-hospital follow-up treatment (up to 90 days after discharge) |
In Full |
In Full |
In Full |
| Hospital accommodation for accompanying parent (for insured child below age 18) |
In Full |
In Full |
In Full |
| Local ambulance services |
In Full |
In Full |
In Full |
| Emergency treatment outside area of cover (subject to reasonable and customary charges) |
75,000 |
100,000 |
In Full |
| Accident dental treatment |
In Full |
In Full |
In Full |
| Home nursing care following discharge from hospital (up to max 26 weeks per policy year) |
In Full |
In Full |
In Full |
| Daily hospital cash per night for non-paying patient (max 30 days per disability) |
150 |
200 |
300 |
| (2) Organ Transplantation
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| Operation costs for kidney, heart, liver, lung and bone marrow transplants (excluding costs of obtaining donor organs) |
In Full |
In Full |
In Full |
| (3) Emergency Medical Evacuation And Repatriation
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| Medical evacuation and repatriation |
In Full |
In Full |
In Full |
| Repatriation of mortal remains |
In Full |
In Full |
In Full |
| Compassionate travel |
In Full |
In Full |
In Full |
| International travel assistance services |
Provided |
Provided |
Provided |
| (4) Outpatient Benefits
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| General Practitioner services |
Not covered |
1,000 |
1,000 |
| Specialist services |
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3,500 |
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6,000 |
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8,000 |
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| Outpatient psychiatric treatment (after 10 months of coverage) |
| Outpatient laboratory, x-ray and diagnostic services (including CT,PET & MRI scans) |
| Prescribed drugs |
| Prescribed physiotherapy, speech therapy & oculomotor therapy |
| Prescribed medical aids (such as artificial limbs and hearing aids) |
| Prescribed alternative medicine (chiropractor, homeopathy, osteopathy, accupuncture) |
500 |
1,000 |
1,500 |
| Health screen (every 2 years) |
Not covered |
Max 120 |
Max 120 |
| (5) Maternity Benefits (subject to 10 months waiting period)
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| Delivery |
Not covered |
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8,000 |
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15,000 |
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| Complications |
| Optional Benefits
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| Dental Benefits (subject to 6 months waiting period)
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| Routine dental treatment (such as scaling and polishing) |
500 |
500 |
500 |
| Restorative dental treatment (such as crowning and root canal treatment) |
3,000 |
3,000 |
3,000 |
| Cost Reduction Option |
| An annual deductible is available to all three product options, Classic, Supreme and Elite, and is applicable to all benefits before they are payable |
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Deductible US$ |
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Premium Discount |
500 |
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20% |
1,000 |
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25% |
2,000 |
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30% |
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By Credit Card (annual premiums only) |
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You can pay your premiums in four different currencies - USD, Euro, GBP, SGD. Whichever currency you pay your premiums in, you may use a Mastercard or VISA. |
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By banker’s draft or bank cheque (annual premiums only) |
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You can pay your premiums annually by banker’s draft or bank cheque. |
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Completing your application form |
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Application forms can be downloaded from the Download Centre. |
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Application / Claims Forms - Downloads |
PDF |
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Application Form For Individual/Family, Group or Employee |
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Inpatient Medical Claim Form |
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Outpatient Medical Claim Form |
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